Rental investment analysis · Quebec

The math on a $450k Rosemont duplex, done in four seconds.

Drop a Centris link. Foncier pulls the listing, runs cashflow, cap rate, DSCR, and a ten-year projection, and tells you if the deal pencils — before you close the tab.

Or jump straight to a free Quebec real estate calculator — rental property cashflow, welcome tax, Canadian mortgage payment. No signup, no email.

Free forever for 3 analyses · No credit card · 60-second setup

4s
avg. analysis
70+
metrics computed
$0
to start
Rosemont–La Petite-Patrie
6412 Rue de Bellechasse
Strong buy
Monthly cashflow
+$1,284
Cash-on-cash
11.2%
Cap rate
5.4%
Purchase price$450,000
Down payment (20%)$90,000
Closing costs · welcome tax$6,840
Mortgage · 5.25% · 25yr−$2,156 /mo
Gross rent · 2 units+$4,250 /mo
Taxes, insurance, utilities−$810 /mo
Vacancy reserve · 5%−$213 /mo
Returns over time
IRR · 3y
9.8%
IRR · 5y
13.6%
IRR · 10y
16.4%
DSCR
1.38
10-year projection
10-year equity
Year 1
$98,400
Year 5
$182,700
Year 10
$312,400
Imported from centris.ca/property/26843712
  • Built for Quebec rules
  • Centris & Realtor.ca import
  • Free for your first 3 deals
  • Cancel anytime
Why now

Stop pricing six-figure decisions in Excel.

Every spreadsheet you build is 30 minutes you don't get back when the deal falls through. And in this market, the deal almost always falls through.

The spreadsheet way
  • 45 minutes to underwrite one listing
  • Generic US templates, no Quebec taxes
  • Stale comps, gut-feel rents
  • No history when the next deal lands
  • Pretty PDFs nobody actually trusts
The Foncier way
  • 4 seconds from URL to verdict
  • Built for Quebec rules, taxes, and rates
  • Live community rent comps
  • Every analysis you have ever run, searchable
  • Bank-ready share links and PDFs
Capabilities

What you get when you stop
underwriting in Excel.

01Import

One Centris URL. The rest is filled in.

Paste a listing link from centris.ca or realtor.ca. Foncier extracts address, purchase price, unit mix, taxes, and square footage — no retyping a spreadsheet at 11pm.

02Analyze

Seventy metrics, without a spreadsheet.

Cashflow, CoC, cap rate, DSCR, break-even occupancy, IRR over any horizon, loan-to-value stress tests, and a ten-year projection — all computed from the moment you hit Save.

Cashflow
+$1,284
CoC
11.2%
IRR (10y)
16.4%
DSCR
1.38
03Compare

Two deals side-by-side. Or seven.

Stack properties against each other on every metric, weighted the way you weight them, and see which one actually wins once you strip the emotion out.

04Share

Send a link that doesn't look like a spreadsheet.

Generate a public share link or PDF. Bankers, partners, and co-investors see the analysis in the shape it was meant to be read — no account needed.

How it works

Three steps.
Then a decision.

Most investors spend 30 minutes building a spreadsheet for every new listing. That's time you don't get back when the deal falls through.

01

Drop a link

Paste a Centris or Realtor.ca listing. No signup to try it — we parse the address, price, and unit mix for you.

02

Adjust what's yours

Your mortgage rate, down payment, and reno costs. Defaults are sensible for Quebec but everything's editable.

03

Decide with data

See the verdict, the metrics, the 10-year projection. Share it, stress-test it, or compare it against others.

Community rent comps

Every investor on Foncier makes the next analysis better.

When a paid user adds a rent comp, it joins the shared database — anonymously. You get market data from every Pro user in Montreal, Gatineau, Laval, and Quebec City, not just your own spreadsheet.

It's a moat that compounds. A brand-new rental tool has to guess what a 3-bed in Mile End goes for. Foncier looks it up.

comps in pool
cities
median 2-bed, Plateau
Recent comps · Montreal
Pro only
5820 Rue Saint-Dominique
Mile End
3 bed
$2,450/mo
1243 Av. du Mont-Royal E.
Le Plateau
2 bed
$2,100/mo
4477 Boul. Saint-Laurent
Plateau
1 bed
$1,650/mo
8901 Rue Hochelaga
Hochelaga
4 bed
$2,700/mo
317 Rue Rachel E.
Plateau
2 bed
$2,200/mo
+1,835more. Filter by city, bedrooms, and property type.
Pricing

Simple, transparent pricing

Start free. Upgrade when you need more.

Free

For getting started

$0CAD
  • 3 saved deals + 10 portfolio properties
  • 10 saved rent comps
  • Core metrics (cashflow, cap rate, CoC)
  • Contribute to the community comps pool
MOST POPULAR

Pro

For serious investors

$149CAD / year

$12.42/mo — save $30

  • Unlimited properties + comps
  • Scenarios, side-by-side compare
  • Advanced metrics (IRR, DSCR, projections)
  • Share links + PDF export
  • Centris / Realtor.ca import
  • Community rent-comps database
Launch offer

Founders

First 100 customers

$199CAD

One-time, lifetime access

  • Everything in Pro, forever
  • No recurring bill
  • Lifetime of the product
  • Early access to new features
Questions

Answered.

Free lets you save your 3 most recent analyses and 10 rent comps with the core metrics (cashflow, cap rate, CoC). Pro unlocks unlimited saves, scenarios, side-by-side compare, IRR/DSCR and 10-year projections, PDF export, share links, Centris/Realtor.ca import, and the community rent-comps database.

Nothing is deleted. Only the 3 most recent stay unlocked — older ones show as teasers. Upgrade and everything unlocks retroactively.

A one-time $199 CAD for lifetime access to Pro. Limited to the first 100 customers as a launch offer, then retired. 'Lifetime' means the lifetime of the product.

Every rent comp added on a paid plan is shared, anonymously, with other paid users. You contribute and in return get access to rent data from every Pro investor on the platform — a moat that grows with every user.

Foncier is optimized for residential and small multi-family (up to ~50 units). Commercial underwriting is on the roadmap.

Yes. Cancel in one click from your profile — no long-term contracts. Your access continues through the end of your paid period.

Stop guessing on six-figure decisions.

Free forever for your first three analyses. No credit card. No onboarding call.

Free forever for 3 analysesNo credit cardCancel anytime